E hoʻolimalima i kāu kālā me nā Banks maikaʻi loa i Farani

ʻO ka ʻōnaehana panakō Farani kekahi o nā ʻōnaehana panakō ikaika a hoʻomohala ʻia i ka honua. Mālama ʻo Palani i nā lālā o nā panakō kaulana a pau o ka honua. Ua ʻoi aku ka nui o nā ʻāina ma mua o 550. 300 o kēia mau hale hōʻaiʻē e hāʻawi kālā kōkua. Aia kēia mau ʻoihana ʻaiʻē i nā panakō like a me nā panakō kālā kūloko. Ua paʻa ʻia ʻo Farani i ka lehulehu, ma ka liʻiliʻi loa, e nā waihona waihona kālā Farani a me nā panakō pilikino. Hāʻawi ka ʻāpana panakō Farani i ka hana i kahi kokoke i 360,000 mau kānaka. ʻO Bank of France ka panakō waena o Farani ( ma ka ʻōlelo Palani: Banque de France). ʻO ka Bank of France ke kia o ka hoʻokele waiwai a hoʻoponopono i ka hapa nui o nā lawelawe waiwai a me nā lawelawe kālā ma ka ʻāina.

ʻO ka ʻōnaehana panakō ʻo Palani ākea māhele ʻia i ʻehā mau ʻāpana nui:

  • Na Bank o Farani
  • Nā hale kūʻai waiwai waiwai
  • Waihona Waihona
  • Nā hui hōʻaiʻē

Hāʻawi kēia mau ʻāpana āpau o nā panakō i nā ʻano lawelawe like ʻole, kahi e overlap pū pū kekahi. ʻOiai he ʻāina ʻEulopa ʻo Palani, ʻo ke kālā i hoʻohana ʻia i ka ʻāina ʻo ia ka Euro. Ua koho ʻia ʻo Euro ma ke ʻano he 8 kālā mana loa i ka honua.

Hiki i kahi haole ke wehe i kahi waihona kālā ma Farani?

ʻO ke kūpono e wehe i kahi waihona kālā ma Farani. Pono ʻoe e ʻae e wehe i kahi waihona kālā ma Farani inā he kamaʻāina ʻoe a i ʻole kamaʻāina. Loaʻa i ka poʻe noho a me ka poʻe noho ʻole o ka European Economic Area (EEA) kahi kuleana maʻalahi i kahi waihona waihona, ʻoiai ʻaʻole ka poʻe e noho ana ma waho o ʻEulopa.

E hāʻawi kēia alakaʻi i kahi wehewehe wikiwiki o kēia mau ʻano ʻokoʻa i ka ʻōnaehana panakō Farani. 

He aha ke ala kūpono e hoʻoili ai i ke kālā ma ka honua? 

ʻO kahi koho maʻalahi a maʻalahi hoʻi e hoʻoili kālā i nā ʻāina ʻē Wise. He moʻokāki kūwaho maikaʻi a haʻahaʻa hoʻi ia. Hiki iā ʻoe ke hoʻolilo kālā a hoʻolilo iā ia i waho ʻoi aku ka maikaʻi ma mua o nā panakō kuʻuna. Hiki iā ʻoe ke loaʻa kālā no ka manuahi a puni ka honua. Hiki iā ʻoe ke ʻike mau i ke ana kuapo. A Wise ʻAʻole uku huna ʻia ma laila. 

E heluhelu hou aʻe e pili ana i ka hoʻouna ʻana a i ʻole ke loaʻa kālā ʻana ma kahi āu e makemake ai me Wise.


Na Bank o Farani

Ua hoʻokumu ʻia ka Panakō o Palani a i ʻole Banque de France i ka makahiki 1800 ma ke ʻano he hui pilikino, a ma hope ua loaʻa ʻia e ka mokuʻāina Farani. He hui kūʻokoʻa ia e hoʻomalu ʻia e ke kānāwai Farani a me ʻEulopa. Aia kona keʻena nui i ke kapitala nui o Palisa. Hana pū ka Bank of France ma ke ʻano he kikowaena waena o Palani. Ua ʻike ʻia ka panakō ʻo ia ka pou Palani o ka Eurosystem. ʻO Eurosystem ka mana kālā pekelala i hoʻokumu ʻia a holo ʻia e ka European Central Bank. ʻO nā kikowaena waena o ka Eurozone kekahi e holo i ka Eurosystem akā ʻo ka Bank of France he lālā alakaʻi nui ia.

ʻO ka mikiona nui o ka Bank of France e like me nā ʻāina ʻē aʻe o Euro. ʻO ia ke kuleana no nā misiona ʻekolu e hiki mai ana:

  • Ke hoʻokumu nei i ka hoʻolālā kālā ma ka ʻāina.
  • Mālama i ka paʻa kālā o ka ʻāina, e laʻa me ka nānā ʻana i ka hoʻonui kālā a me ka hana ʻole.
  • Ke hāʻawi nei i nā lawelawe hoʻokele waiwai i ka ʻāina.

ʻOiai ʻo ia ke kikowaena kikowaena o ka ʻāina, hana pū ka Bank of France ma ke ʻano he kiaʻi o ke kālā. ʻO ka Banque de France ka mīkini paʻi nui loa o nā memo o ka bank euro ma ka ʻāina ʻo ʻEulopa. ʻO France he ʻelua mau pūnaewele kikoʻī e hana ana ma ka moku ʻo Auvergne. ʻO ia ke kuleana no ka hōʻoia ʻana a me ka mālama ʻana i ka maikaʻi o ke kālā.

Nā hale kūʻai waiwai waiwai

ʻO nā panakō hoʻopukapuka he hui lawelawe kālā e hoʻolilo kālā. Ke hana nei kēia mau panakō ma ke ʻano he mea kūkākūkā ma waena o nā mea hoʻopukapuka kālā a me nā mea hoʻopuka securities. Hiki i kēia mau mea hoʻopukapuka he kanaka, ʻoihana, hui, a me nā aupuni pū kekahi. Eia kekahi o nā waihona kālā maikaʻi loa ma Farani:

Waihona Waihona

ʻO nā waihona waihona ʻo ia nā waihona waihona kahi e hiki ai i nā mea mālama kālā ke waiho i kā lākou kālā. Hiki i nā kama'āina me ka waihona kālā ke waiho i kā lākou kālā ma kēia mau panakō e loaʻa ai ka ukupanee ma kā lākou kālā. Hiki iā lākou ke waiho i ke kālā i kahi waihona mālama. Nui nā ʻano waihona mālama kālā i loaʻa no nā kumu like ʻole. Eia ka papa inoa o nā waihona mālama kālā like ʻole.

  • Waihona mālama mālama passbook (ma ka ʻōlelo Palani: “Livret A”, “Livret Jeune”). ʻO kahi waihona mālama kālā passbook kahi waihona mālama kālā āpau. ʻAe iā ʻoe e loaʻa i kahi uku hoʻokūkū o ka uku paneʻe i kāu kālā i waiho ʻia i ka waihona kālā. Hele pū mai me kahi puke kākau kino i ʻike ʻia ma ke ʻano he passbook. Kōkua kēia passbook i ka mea lawe waihona e nānā i nā hana o kāna moʻokāki.
  • Nā helu kālā no ka hoʻomohala ʻenehana (ma ka ʻōlelo Palani: “Codevi”). ʻO kēia nā moʻokāki o kēia manawa. Hoʻohana ʻia lākou i nā hana i nā ʻoihana a i ʻole nā ​​ʻoihana.
  • Hoʻolālā Hoʻolaʻa Hale ( ma ka ʻōlelo Palani: “ELP” ) a me nā waihona mālama hale ( ma ka ʻōlelo Palani: “CEL” ). ʻO ka waihona mālama hale ka moʻokāki kūpono loa no ka mea kūʻai hale mua. Loaʻa i kēia moʻokāki kahi mea e mālama ai i ke kālā no ka uku mua.
  • Nā hoʻolālā mālama hoʻomaha (ma ka ʻōlelo Palani: “PERP” a i ʻole “Perco” ). He hoʻolālā mālama mālama wā lōʻihi kēia no ka poʻe hana. ʻIke ʻia ʻo ia ʻo ka hoʻolālā hoʻomaha hoʻomaha maʻamau no kēlā me kēia kanaka. Hoʻohana ka poʻe ʻoihana liʻiliʻi i kēia i kā lākou waihona.

ʻO kēia kekahi o nā panakō kaulana kahi e hiki ai iā ʻoe ke waiho i kāu kālā e hana i kahi hoihoi:

Nā hui hōʻaiʻē

Hāʻawi kālā nā hui hōʻaiʻē i kālā i kekahi kanaka a i ʻole nā ​​ʻoihana. Hāʻawi kēia mau hale hōʻaiʻē i kālā i ka poʻe ma ke ʻano he hōʻaiʻē. Kau ʻia kēia mau panakō i kekahi huina e like me ka uku paneʻe ma ke kumu nui. ʻO kahi laʻana, hiki iā lākou ke hoʻolako i nā hōʻaiʻē a i ʻole nā ​​molaki. Hiki i kēia mau keʻena hōʻaiʻē ke hana brokerage. E noʻonoʻo nui lākou i nā mākeke ʻaiʻē. ʻO kekahi o nā ʻoihana hōʻaiʻē ʻoi loa ma Palani ʻo:

Ke wehe nei i kahi waihona kālā ma Palani

He mea maʻalahi loa ka wehe ʻana i kahi waihona kālā inā maopopo ka palapala āu e pono ai e hāʻawi a inā he lawelawe kūʻai maikaʻi ka panakō āu e koho ai. Loaʻa i ka hapa nui o nā panakō nā ʻōnaehana panakō pūnaewele. Hiki paha iā ʻoe ke wehe i kahi waihona kālā ma ka pūnaewele ma kekahi mau panakō. Aia kekahi mau panakō ma Farani e hana wale nei ma ka pūnaewele me ka ʻole o nā lālā kino. He mea maʻalahi loa ka wehe ʻana i ka moʻokāki, pono ʻoe e waiho i kekahi mau palapala. Hiki i nā lāhui ʻē ke loaʻa kahi waihona kālā ma Farani akā pono lākou i kekahi mau palapala hou.

ʻO nā palapala i koi ʻia e nā panakō e ʻokoʻa iki paha mai kahi panakō i kahi panakō. No laila he ʻōlelo aʻoaʻo e nānā i nā hāʻawi like ʻole a heluhelu i nā ʻōlelo a me nā kūlana no ka waihona āu e makemake ai e wehe.

Ma keʻano laulā, pono ʻoe e ʻike iā ʻoe iho a me kāu loaʻa kālā. ʻO nā kikoʻī hou aku eia nā palapala i hiki ke noi ʻia iā ʻoe, e hāʻawi ma muli o ke ʻano o ka moʻokāki āu e makemake ai e wehe:

  • He kāleka ʻike kūpono me ke kiʻi.
  • visa a i ʻole palapala ʻae noho ma ke ʻano he hōʻoia o kāu kuleana e noho ma Palani.
  • Ua ʻae ʻia kahi kope hou o ka hōʻoia o ka helu wahi, nā bila pili pono me kou inoa. Hiki ke ʻae ʻia nā ala ʻē aʻe e hōʻoia ai i kāu helu wahi ma muli o ka panakō.
  • ʻO nā kūlana kālā e like me nā ʻōlelo panakō, uku, a i ʻole nā ​​paylips ma ke ʻano he hōʻoia o kāu loaʻa.
  • ʻO ka helu helu ʻauhau mai kou ʻāina home. Hiki ke ʻokoʻa kēia helu ʻike ʻauhau ma kekahi mau ʻāina. E like me ka UK ma kahi laʻana, ʻo ia kāu helu inikua aupuni a i ʻole kāu helu ʻauhau ʻokoʻa.

3034 Views